Can you go to jail for not paying your mortgage?
Correspondingly, what happens if you stop paying your mortgage?
If a homeowner stops paying his mortgage, what happens afterward is largely in the hands of the lender. The lender contacts you when you skip the first payment to remind you of your financial obligation and its right to foreclose. By the third missed payment, your lender likely will begin foreclosure proceedings.
In this regard, can you go to jail for not paying a phone bill?
However, some states—roughly a third—still use jail as a method to coerce debtors to pay certain debts. Today, you cannot go to prison for failing to pay for a “civil debt” like a credit card, loan, or hospital bill. You can, however, be forced to go to jail if you don't pay your taxes or child support.
You won't go to jail for not paying hospital bills. Medical bills are civil debts. As per the law, you can't be sent to jail for not paying medical bills. In certain states like Illinois, Ohio, Missouri, Pennsylvania, debt collectors are using a new strategy to put debtors in jail when they don't pay hospital bills.