What is personal and advertising injury?
Thereof, what is personal and advertising injury exclusion?
a. For the exclusion to apply, the insured must know their actions would violate the rights of another, and that violation would inflict personal or advertising injury. The exclusion applies whether the infliction was caused by the insured or caused by others under the direction of the insured.
Beside above, what is Personal & Advertising Injury Limit? Coverage B is subject to a Personal and Advertising Injury limit, which is the most the insurer will pay for all damages assessed against any one person or company. If you are sued for an offense that's covered under Coverage B, your insurer will defend you.
Accordingly, what does personal and advertising injury mean in insurance?
Personal and advertising injury is a defined term in most general liability policies, including the standard policies issued by the Insurance Services Office (ISO). Personal and advertising injury coverage means injury arising out of one or more of the offenses outlined below.
What is personal offense coverage?
Adding personal offense or personal injury coverage to your homeowner's policy can extend liability coverage for things that you say and print that lead to libel, slander, defamation of character and invasion of privacy. The coverage is either called “Personal Injury” or “Personal Offense”.