# How do you calculate 80% LTV?

**LTV**is, you need to divide £200,000 by £250,000. This equals 0.8, which, when multiplied by 100, comes to

**80**%. That means your

**LTV**is

**80**% and your deposit is 20%, so you should look for mortgage deals with an

**80**%

**LTV**.

Also, how do you calculate 80 loan to value?

Conventional mortgage lenders often provide better **loan** terms to borrowers who have **LTV** ratios no higher than **80**%. An **LTV** ratio is **calculated** by dividing the amount borrowed by the appraised **value** of the property, expressed as a percentage.

**loan**-to-value (

**LTV**)

**ratio**is a financial term used by lenders to express the

**ratio**of a

**loan**to the value of an asset purchased. The term is commonly used by banks and building societies to represent the

**ratio**of the first

**mortgage**line as a

**percentage**of the total appraised value of real property.

One may also ask, what does 60% LTV mean?

**LTV** stands for loan-to-value and, put simply, it's the size of your mortgage in relation to the value of the property you want to purchase. This **means** that 75% of the property's value is paid for by your mortgage and 25% is paid for out of your own money (your deposit).

DEFINITION of **Maximum Loan-to-Value** Ratio The **maximum loan-to-value** ratio is the largest allowable ratio of a **loan's** size to the dollar **value** of the property. The higher the **loan to value** ratio, the bigger the portion of the purchase price that was financed.