Will a check cashing place cash a postdated check?

Asked By: Neira Roger | Last Updated: 26th June, 2020
Category: personal finance credit cards
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This means you can cash or deposit a postdated check as soon as you receive it. Keep in mind that if you write a personal postdated check, the same rules apply. Your bank may cash the check, even if you don't have the funds in your account, and you'll be charged any overdraft fees according to your bank's policies.

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Just so, can you cash a check that is post dated?

Cashing a Postdated Check Before the Date Shown In most cases, you can deposit or cash a postdated check at any time. Debt collectors may be prohibited from processing a check before the date on the check, but most individuals are free to take postdated checks to the bank immediately.

Subsequently, question is, can you cash a payroll check early? No you can't. It can create big tax implications for your employer. Deposit of payroll taxes is the day after pay day. If you cash your check a day early the bank will cover it but they will fine the employer.

Also asked, will Walmart cash a postdated check?

The types of checks that Walmart won't cash include: Checks dated more than 180 days prior. Post-dated checks. Non-MoneyGram money orders.

What happens when you deposit a postdated check?

A typical Bank Deposit/Account Agreement will have terms that are worded similar to: Postdated Checks If a postdated check — a check dated in the future — is presented for payment, we may pay the check and charge it to your account even if it is presented for payment before the date stated on the check.

32 Related Question Answers Found

Can a bank refuse to cash a check drawn on their bank?

refuse to cash my check? There is no federal law that requires a bank to cash a check, even a government check. Some banks only cash checks if you have an account at the bank. Other banks will cash checks for non-customers, but they may charge a fee.

Does the date on a check matter?

Yes, the date on the check matters. It mostly matters for banks to be able to know whether the check is post dated (written for a future date) or past the 6 month mark. If the check is older than 6 months the bank may not accept and the same for a post dated check.

Will Walmart cash a check dated for tomorrow?

To the best of my knowledge, no one will cash a check in advance of the date on it, regardless of the institution (Walmart, banks, credit unions, etc.), as it's against banking regulations. There might be check cashing places that will do so, but you will most likely pay additional fees on top of their regular fees.

Is backdating a check illegal?

Backdating is the practice of marking a check, contract, or other legally binding agreement, with a date that is prior to the current date. Backdating is usually not allowed and even can be illegal or fraudulent in some situations.

Can you deposit a post dated Cheque early?


So, yes, you can deposit a post-dated check before the date shown, but it isn't advised. Be prepared for the possibility that the check funds won't be available. Not only do you not want to incur an insufficient funds fee, you don't want to go through the trouble of obtaining a reissued check.

Where can I cash a check overnight?

Where to Go for Late-Night Check Cashing: 25+ Options Listed
  • Cash Your Check Late at Night Using These Apps and ATMs. Bank of America. Bank of the West. Capital One 360. Chase.
  • Convenience, Discount, and Grocery Stores That Cash Checks Late at Night. Food Lion. Fred Meyer. Giant Eagle.
  • Check Cashing Stores That Cash Checks Late at Night. Check Smart. United Check Cashing.
  • In Summary.

Can I write the date on someone else's check?

No Date. There isn't anything in the Uniform Commercial Code saying a check has to be dated. In fact, if a check has no date on it at all, it's assumed that it was written on the day that you attempt to cash it or deposit it. If you receive an undated check you can fill in the date yourself.

How long does it take for a check to clear?

Checks typically take two to three business days to clear. Aside from the accessibility required by law, individual banks may make more funds available before checks actually clear. It's your problem: You are always responsible for deposits you make into your account.

What does a post dated check mean?

In banking, a post-dated cheque is a cheque written by the drawer (payer) for a date in the future. Whether a post-dated cheque may be cashed or deposited before the date written on it depends on the country.

Why does Walmart ask for SSN when cashing a check?


You'll Need Identification
You can't cash a check with just a Social Security card because it does not bear your photo. If it's your first time cashing a check at Walmart, the store may ask for your Social Security number to confirm your identity.

How can I cash a check without a bank account?

How to Cash a Check If You Don't Have a Checking Account
  1. Visit the Issuing Bank. Most banks will be willing to cash checks that have been issued from their accounts, which means you can visit a local branch of the issuing bank to get your check cashed.
  2. Go to Walmart.
  3. Endorse the Check Over to a Friend.
  4. Use a Check-Cashing Store.
  5. Try Pre-paid Cards.

How do I cash a check online?

Cashing Checks Online
For a small fee, you can also cash a check via digital payment sites like Venmo and PayPal, as you have set up an account and/or a mobile app. Simply take a picture of the front and back of the check and download the check to the online payment service's mobile app.

Can Walmart cash checks at register?

You can cash a check at any register with an actual cashier. Can be done 24/7 with or without a purchase. Note, they may not have funds readily available outside of the hours the Customer Service (or Money Services in some stores) desk is open.

Can I write a check at Walmart with no money in my account?

Yes, you can. However If you do not have sufficient funds there are consequences.

How Walmart verify checks?


Walmart uses TeleCheck (or, at a minority of their stores, Certegy), a third-party check verification company, to assess the riskiness of checks and protect against fraud. If your check doesn't pass TeleCheck's scan, you won't be able to use it.

How do you cash someone else's check?

How to Sign/Endorse a Check Over to Someone Else
  1. Plan Before Endorsing a Check to Someone Else.
  2. Confirm the Person/Entity Will Accept a Signed-Over Check.
  3. Ensure the Person's/Entity's Bank Will Accept the Check.
  4. Sign the Back of the Check in the Top Section of the Endorsement Area.
  5. Write “Pay to the Order of” and the Third Party's Name Below Your Signature.

Why can't I cash my check at Walmart?

There are numerous reasons why Walmart might not cash a payroll check. If it is post-dated, they will not cash it. If it is more than 180 days since it was issued, they will not cash it. If it isn't clearly legible in any part of it, they may not cash it.