Who is covered under a personal auto policy?
Likewise, what is covered under a personal auto policy?
Automobile Insurance — the Personal Auto Policy (PAP) Auto insurance (aka car insurance) provides insurance coverage for damage or injury to others, in the form of liability insurance, and can also provide coverage for injuries or damages to the insured.
Similarly, what is not covered under auto insurance? Regular repairs. Repairs that result from regular wear and tear are not covered by car insurance. Other damage inflicted with malicious intent or during an accident is covered. Other people who drive the car. Only the people named in the car insurance policy – the insured — are covered.
Herein, what is a covered auto?
9 = Covers “autos” that the insured does not own, lease, hire, rent or borrow, but are used for business purposes. These “autos” may be owned by employees or family members, but must be used for the insured's business or personal matters. ( NON-OWNED AUTOS ONLY)
How many parts of coverage are present in a personal auto policy?
The Personal Automobile Policy (PAP) These are followed by the policy's six major parts: Part A—Liability coverage. Part B—Medical payments coverage. Part C—Uninsured motorists coverage.