What is stand alone Medicare?
Beside this, what is a stand alone plan?
Stand-alone dental plan. A type of dental plan offered through the Marketplace that's not included as part of a health plan. You may want this if the health coverage you choose doesn't include dental, or if you want different dental coverage.
Furthermore, what type of Medicare health plan could the individual also enroll in without being automatically disenrolled from the stand alone prescription drug plan? "If you belong to a Medicare Advantage HMO or PPO, you can only get Medicare prescription drug coverage from your plan (if offered). If you join a stand-alone Medicare Prescription Drug Plan, you will be automatically disenrolled from your Medicare HMO or PPO and returned to the Original Medicare Plan."
Also question is, can you have a Medicare Advantage plan and a stand alone drug plan?
Bottom line: If your Medicare Advantage plan includes prescription drug coverage, you cannot be enrolled in a stand-alone Medicare Part D Prescription Drug Plan at the same time.
Is Medicare Part D required?
Medicare Part D coverage is not mandatory. However, you must be careful about your Medicare enrollment decisions and your timing, because Medicare may apply Late Enrollment Penalties (LEPs) to your premiums if you wait too long to enroll in Part A, B or D after you first become eligible.