What is medical expense coverage?
Also, what is medical payment coverage?
Medical payments coverage is part of an auto insurance policy. It may help pay your or your passengers' medical expenses if you're injured in a car accident, regardless of who caused the accident. Medical payments coverage is sometimes called medical expense coverage, or just "med pay."
Furthermore, what is the difference between bodily injury and medical expenses? Bodily Injury liability insurance is coverage against You being at-fault in an auto accident in which there is bodily injury to a 3rd Party most often in another car. Medical payments is a coverage designed to cover the medical expense of individuals within your car.
Furthermore, what does medical coverage on an auto insurance policy cover answers?
Medical payments coverage can help pay for the medical or funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.
What are medical expenses not covered by insurance policies?
Health insurance typically covers most doctor and hospital visits, prescription drugs, wellness care, and medical devices. Most health insurance will not cover elective or cosmetic procedures, beauty treatments, off-label drug use, or brand-new technologies.