How often does Home Depot do 24 month financing?

Asked By: Roshni Lezano | Last Updated: 22nd June, 2020
Category: personal finance credit cards
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Benefits and rewards
You get 24 months of financing for purchases of $5,000 or more; 12 months for purchases of $1,000-$5,000; and 6 months for $299-$999. You also get up to a year to return a product. Plus, Home Depot regularly runs promotions to encourage you to finance purchases with the card.

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Moreover, does Home Depot have 24 month financing?

The Home Depot Commercial and Consumer Credit Card Services Our Home Depot Consumer Credit card provides you with special financing on purchases of $299 or more*, and up to 24-month financing* during special promotions.

Likewise, does Lowes have 24 month financing? **No Interest if Paid in Full Within 12, 18 or 24 Months: Offer applies to appliance purchase or order of $299 – $998.99 for 12-month offer, $999 – $1,998.99 for 18-month offer, or $1,999 or more for 24-month offer made 12/26/19 – 1/1/20 on your Lowe's Advantage Card.

Thereof, how often does Home Depot do special financing?

The Home Depot Consumer Credit Card You can often find 12-month interest-free financing on appliances of $299 or more, 24 months of special financing on heating and air conditioning, and seasonal offers, such as $25 off snow blowers in the fall.

What is the minimum payment on a Home Depot credit card?

*With credit approval for qualifying purchases made on The Home Depot Consumer Credit Card. APR: 17.99%- 26.99%. Minimum interest charge: $2. See card agreement for details including APR applicable to you.

39 Related Question Answers Found

Is Home Depot credit card worth it?

The Home Depot Consumer Credit Card can be fantastic for those people who frequent the store and need a little bit of breathing room to pay off big purchases. The biggest downside to this card is that it doesn't offer any ongoing cash back rewards, like you might find on other credit cards.

Do I get a discount if I use my Home Depot card?

If you're looking to save on small, frequent purchases, this card is a good choice with 5% off your eligible purchase. The Home Depot Consumer Credit Card lacks this discount, though it does offer occasional discounts on select purchases.

Is Home Depot project loan worth it?

If you need to finance a home improvement project, a Home Depot project loan may be worth exploring for a large amount at a competitive fixed rate. It could be a particularly good option if you were already planning to purchase all of your materials and installation services from Home Depot.

Is Lowes owned by Home Depot?


As of November 2018, Lowe's and its related businesses operate 2,015 home improvement and hardware stores in North America. Lowe's is the second-largest hardware chain in the United States behind rival The Home Depot and ahead of Menards.

How can I save more at Home Depot?

Here are 20 ways you can save money at Home Depot
  1. Special Buy of the Day. The retailer offers an online Special Buy of the Day, which comes with free shipping.
  2. Get $50 off just for asking.
  3. Price match guarantee.
  4. Email coupons & promo codes.
  5. Free 2-day delivery.
  6. Rebates Center.
  7. Special Values.
  8. Veterans Discount.

How does the Home Depot project loan work?

A Home Depot Project Loan is a type of in-store financing that works like a line of credit and a term loan. After getting approved for the loan, you receive a credit card with a credit limit between $2,500 and $55,000. Once the six months are up, you repay the loan in fixed installments over seven years.

Can I use affirm at Home Depot?

Currently, there are 1 home improvement center stores that accept Affirm financing. If you're interested in Home Depot's Affirm financing support, see this list of home center stores that do accept Affirm financing.

What is APR on a loan?

The annual percentage rate (APR) is the amount of interest on your total mortgage loan amount that you'll pay annually (averaged over the full term of the loan). A lower APR could translate to lower monthly mortgage payments. (You'll see APRs alongside interest rates in today's mortgage rates.)

Will Home Depot increase my credit limit?


Simply go into your local Home Depot store and talk to the person behind the customer service desk and tell them what you need. They will be happy to call the credit department for you and see about getting your increase approved. It does not take much time at all and they will be happy to take care of you.

What credit cards offer pre qualify?

How to Find the Best Pre-Qualified and Pre-Approved Credit Card Offers Online
  • Capital One (Easy Rewards System)
  • American Express (Shows Card Numbers Instantly Upon Approval)
  • CardMatch by CreditCards.com.
  • Chase.
  • Bank of America.
  • Citibank.
  • Credit One.
  • USAA.

Can you use the Home Depot credit card anywhere?

Home Depot Consumer Credit Card - The Home Depot Consumer Credit Card is not a Visa or a MasterCard, but rather a store credit card issued by Home Depot. Hence it can only be used at Home Depot and no where else. You can also redeem points for airline tickets from Home Depot's reward program.

Where can I use Home Depot store credit?

You can also use your The Home Depot Store Credit for online purchases provided the Store Credit has a PIN and was issued by a U.S. The Home Depot store. The Home Depot Gift Cards and Store Credits may also be used to make purchases at any The Home Depot store or online at http://www.homedepot.com/.

Will Home Depot price match?

Here's how the Home Depot Price Match (known as the “Low Price Guarantee”) works: At the time of purchase, if you find a current lower price on an identical, in-stock item from any local retailer, Home Depot will match the price and beat it by 10% at the point-of-sale.

Can you buy gift cards with your Home Depot credit card?


Payment Methods
The Home Depot Consumer Credit Card or The Home Depot Commercial Revolving Charge Card cannot be accepted as payment for Gift Card purchase because this site is operated by The Home Depot's third party partner, CashStar.

Who is Home Depot credit card with?

Your Home Depot® Consumer Credit Card Account is owned and managed by Citi Cards Canada Inc.

Does Lowes have special financing?

Offer applies to purchase or order of $299 or more on your Lowe's Advantage Card. Interest will be charged to your account from the purchase date if the promotional purchase isn't paid in full within six months. Minimum monthly payments required.