How much is insurance for a personal trainer?

Asked By: Joni Sisamon | Last Updated: 19th April, 2020
Category: automotive auto insurance
4/5 (34 Views . 24 Votes)
How much personal trainer insurance costs depend on the number of policies and amount of coverage needed. Trainers who only need general liability typically pay between $175 to $500 per year. Those who need additional personal trainer liability insurance often pay another $150 to $500 annually.

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Also know, how much does it cost to have a personal trainer?

Personal Trainer Cost. The national average cost of personal training is $40 to $70 per hour session with most paying $55. For gyms like LA Fitness or Gold's Gym, rates are $60 per hour, and group training runs $35 per class.

Subsequently, question is, what kind of insurance does a gym need? A typical gym insurance has General Liability, Product Liability and other liability insurance that protects your gym or fitness center from common lawsuits, injuries and property damage occurring in your type of business.

Correspondingly, do personal trainers need professional indemnity insurance?

Professional Indemnity cover Part of being a successful personal trainer is providing your clients with professional advice. However, even the most experienced personal trainers can, at times, provide incorrect advice, leading to potential accidents. For this reason, you need Professional Indemnity cover.

Is hiring a personal trainer worth it?

In short, yes, if they are worth it. If you find yourself a good trainer, the information and help provided will so heavily outweigh the costs, even if the cost is up over $100/hour. You will benefit so greatly from having someone there for you along the way, no matter what your fitness goal is.

24 Related Question Answers Found

Is 30 minutes personal training enough?

30 min sessions can be effective and efficient but not a recommended personal training session length for those who are overweight or obese.

How often should I see a personal trainer?

People see a personal trainer anywhere from a few times a month to several times a week. The more benefit you feel you get from seeing the trainer the more you should see him or her so long as your budget can afford it.

How do I get my first client as a personal trainer?

But before you can put your skills to work, you need to find your first client. As a personal trainer, sales and marketing are part of your job.

How to Land Your First Personal Training Client
  1. Work Out. Start by looking the part.
  2. Make a Suggestion.
  3. Offer Free Assessments.
  4. Tap Into Your Network.
  5. Use Social Media.

How many times a week should I train with a personal trainer?

If you are new to exercise, meet with your personal trainer 2 to 3 times a week. Thereafter, the trainer guides you through the program, ensuring you maintain proper form, avoid injury and achieve the desired results, whether that is to build muscle, lose weight or train for a specific sport or activity.

Can I get a trainer at Planet Fitness?


Can You Get a Personal Trainer at Planet Fitness? Personal training is no longer allowed at Planet Fitness locations, but the company offers group training sessions. Group training sessions are both valuable and educational for newbies although some drawbacks exist. Off-site one-on-one training may be an option.

Do you really need a personal trainer?

One of the most common reasons that people hire a personal trainer is that they haven't had a great exercise history. If you've had a lot of injuries in the past from exercise, haven't been able to meet exercise goals or consistently hit an exercise plateau, consider hiring a personal trainer.

Does Planet Fitness allow personal trainers?

Only authorised Planet Fitness Personal Trainers are permitted to provide personal training in our Clubs. Personal Training by another member is not allowed whether it's for payment or not.

Do you have to have a business license to be a personal trainer?

Although no licensing regulations exist for personal trainers, you still need a business license to legally operate as an independent business.

Do online personal trainers need insurance?

If there is no specific insurance for online personal training, how does a personal trainer protect oneself? At a minimum, you should at least have some kind of professional liability insurance to protect yourself.

Why do I need public liability insurance?


Public liability insurance is there to protect you if someone is injured (or their property is damaged) and your business is faced with a compensation claim as a result. It can cover you at your business premises and also when you're working at client sites or in public.

Can a personal trainer be covered by insurance?

Health insurance benefits vary by company and policy, but typically, to have sessions covered, you'll need to prove that a personal trainer is medically necessary. Some insurance companies will provide reimbursement for personal training sessions.

How much is public liability insurance UK?

The average UK annual public liability insurance premium costs £119.37, according to AXA. However, some small businesses and sole traders will pay less than that and it can be as little as £40 a year.

Do you need a license to be a personal trainer in Florida?

Personal trainers in Florida are not required to be licensed, but certification from an accredited organization will be necessary for employment in most gyms or health clubs. Virtually all credible employers will require job candidates to show proof of training and certification in CPR and first aid.

Does my insurance pay for gym membership?

In general, health insurance companies will not pay for your gym membership directly. However, they often may give you a limited amount of money ($250 for example) towards the cost of it. The answer is they will often pay a little towards the cost of your membership.

How do I start my own gym?


  1. Step 1: Get trained and accredited.
  2. Step 2: Identify your fitness niche.
  3. Step 3: Find the location.
  4. Step 4: Figure out what additional staff and equipment you will need.
  5. Step 5: Get financed.
  6. Step 6: Market your gym.

How much does it cost to run a gym per month?

Opening a gym can be big business with the average American spending $155 per month on health and fitness which amounts to $112,000 every year.

Do I need general liability insurance?

You're not required by law to have general liability insurance. But without it, you may have to pay for expensive liability claims out of your own pocket, and most businesses can't afford that. Many companies may also want to see that you have general liability coverage before they'll work with you.