How do I pass my California insurance exam?

Asked By: Assitan Enecoena | Last Updated: 28th May, 2020
Category: automotive auto insurance
3.9/5 (37 Views . 38 Votes)
On the day of the exam, you need to bring proper identification including a current valid driver's License, passport, military ID, etc. The State Exam is computer-based. There are 75 questions for the Life Only License; 75 for Accident & Health and 150 for Fire & Casualty. You must score 70% or better to pass.

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Subsequently, one may also ask, what is a passing score on the California insurance exam?

60%

Beside above, how many questions are on the California state insurance exam? 150 questions

Moreover, how hard is the California insurance license exam?

Examinations: Time Limit and Number of Questions

Examination Type Time Allowed Number of Questions
Casualty Broker-Agent 1.5 hours 75
Personal Lines Broker-Agent 2 hours 90
Commercial 1.5 hours 60
Limited Lines Automobile Insurance Agent 1.5 hours 60

How long does it take to get insurance license in California?

You are required to complete your application and fingerprints, and receive your insurance license from the Department of Insurance within 12 months of passing your state insurance exam.

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What score do I need to pass the insurance exam?

In most states, you need a score of 70-75 to pass each exam. But, each exam consists of two parts – the “national” insurance section and the “state” section.

How much does it cost to get insurance license in California?

License Application
If you wish to get your Property & Casualty AND your Life, Accident, & Health licenses, you will need to apply for each license separately, and pay the $170 fee each time. Fill out your online application on the California Department of Insurance FLASH web page.

How much does the average insurance agent make?

According to that data from the Bureau of Labor Statistics: The median annual wage for insurance agents was $48,150. The highest paid 10% of insurance agents earned more than $116,940 annually. The lowest paid 10% of insurance agents earned less than $26,120 annually.

How can I pass my insurance exam?

How to Pass the Property and Casualty Exam
  1. Start Studying Early/Set a Study Calendar. The average insurance exam-taker should expect to spend about 35 to 40 hours studying to pass the Property and Casualty exam.
  2. Focus on the State Exam Outline.
  3. Remove Distractions.
  4. Utilize Practice Exams.
  5. Take an Exam Prep Course.

How much does it cost to get an insurance license?

In order to obtain a licence, an applicant must meet the following requirements: Complete a General Insurance Agent application, provide applicable supporting documents and pay the required fee of $150.00.

How long is the insurance test?

The exam is also computer-based and includes direct questions, multiple choice questions, and “complete the sentence-style” questions. There are 150 questions in total, and you will have two and a half hours to complete the exam. Immediately after you finish the test, you will know your results.

Is the insurance exam hard?

Preparing for the Test
Though it may seem somewhat overwhelming at first, preparing for and taking the state health and life insurance exam is NOT that difficult. In fact, most agents who take the exam admit that it was easier than they imagined.

Can you retake life insurance exam?


A life insurance exam can be taken again, under certain circumstances and subject to approval by the insurer, but there are several considerations. Without taking another medical exam, the rate at which the policy is issued won't change for policies with fixed premiums.

How hard is the health and life insurance exam?

Pass Rates and Recommended Study Time
Nevertheless, the passing score for all exams is 70%, and utilizing exam study tools can help you gauge whether or not you are on target to pass on the first try. The average exam-taker should expect to spend about 35 to 40 hours studying to pass the life and health insurance exam.

How much commission do State Farm agents make?

Typical commissions for everyday personal lines (homeowners, auto) are 8%-15%, paid to the agent who has the agency - NOT to the producer.

Can you make money selling insurance?

According to the Bureau of Labor Statistics, the median pay for an "insurance sales agent" is $49,990 per year or $24.03 per hour as of the latest data from 2016. If you look at the median pay for a Personal Financial Advisor, who may sell life insurance, the number is twice as high, $90,530 per year $43.53 per hour.

What do I need to know to become an insurance agent?

Insurance agents must be self-starters, aggressive, assertive, be able to multitask and have good communication skills. To work in this occupation, one needs a college degree in business or economics. Every state requires insurance agents to be licensed, and most states require prelicensing courses and licensing tests.

How do I become a health insurance agent in California?


To receive a California license to become a health insurance agent or broker a person must complete a state approved insurance course, pass a licensing exam, be fingerprinted for a background check, and have their application approved by the California Department of Insurance.

What is a life only agent?

A Life Only licensee is a person authorized to act as a life agent which entitles them to transact insurance coverage on human lives, endowments, annuities, accidental death and disability income.

How do you get a life and health insurance license?

How to Get Your Insurance License
  1. STEP 1: DECIDE WHICH INSURANCE LICENSE YOU WANT TO GET. You will need a license in every state where you do business.
  2. STEP 2: COMPLETE FINGERPRINTING.
  3. STEP 3: PREPARE FOR YOUR INSURANCE LICENSING TEST.
  4. STEP 4: TAKE YOUR TEST.
  5. STEP 5: GETTING BONDED/E&O COVERAGE.
  6. STEP 6: CONTINUING EDUCATION.