Can I use my credit card when buying a house?
Then, can I use my credit card before closing on a house?
A potential homeowner who quits their current job will have to wait a couple of weeks before they can attempt to close again, she says. Avoid applying for a credit card or personal loan because it could impact your credit score.
Secondly, can you use credit cards while buying a house?
Using your credit card while trying to repay a mortgage If you can afford these costs of living, then your lender should have no problem with you using your credit card while repaying your mortgage. Nobody wants to end up in mortgage stress, struggling to repay both their home loan and their credit card.
The answer is yes. Lenders pull borrowers' credit in the beginning of the approval process, and then again just prior to closing.