Can I have Amex Gold and Platinum?

Category: personal finance credit cards
4.4/5 (182 Views . 20 Votes)
As TPG contributor Ethan Steinberg explained in The Power of the Amex Trifecta, you can pair three Amex cards (the Platinum and Gold cards plus The Blue Business®? Plus Credit Card from American Express) to really maximize your rewards on just about every bonus category and everyday, non-bonus spend.



Also to know is, how do I go from Amex platinum to gold?

Here's how you ask to upgrade Amex Business Gold to Platinum:

  1. To make an online request, log into your account, go to the “Cards” tab, select Business Platinum, and click “Apply for an upgrade.”
  2. For phone requests, call 1-888-781-6736, enter your account number, and ask to speak to a representative.

Also Know, does American Express Gold Card get you into airport lounges? Airport Lounge Access If you travel frequently, you'll find the complimentary lounge access to over 1,200 lounges in the American Express Global Lounge Collection an impressive perk. The Global Lounge Collection includes lounges in the following networks: The Centurion® Lounges.

Also, what is the difference between American Express gold and platinum?

The American Express Gold card costs $250 per year while the Platinum card has an eye-popping $550 annual fee, as of April 2019. Over 10 years of use, the Platinum will cost you an additional $5,500, and a side-by-side comparison confirms that the Platinum card is basically a Gold card with some attractive add-ons.

Should I upgrade Amex gold to platinum?

If you want to upgrade from Amex Gold to Platinum, you should be eligible to do so after one year. And if you decide you don't get enough value out of the Platinum to offset its rather large annual fee, then you can downgrade, too . For rates and fees of the American Express® Gold Card, please click here.

28 Related Question Answers Found

Can I upgrade my Delta Gold to Platinum?

Re: AMEX Delta upgrade Gold to Platinum
Earn an additional 10,000 bonus miles and an additional 10,000 MQMs after you spend $50,000 in eligible purchases on the Card in a calendar year for a total of 20,000

How do I get an AMEX black card?

The requirements to get a “black card” aren't publicly available either, but based on other users' reports, you should probably:
  1. Use other Amex cards.
  2. Be an active cardholder for at least a year.
  3. Charge at least $250,000 per year (though some estimates are as high as $450,000)

What is better than Amex Platinum?

Better airfare and hotel rewards
While the Amex Platinum card gives you bonus points on qualifying airfare and hotel purchases, the bonus doesn't cover rental cars, homestays, train tickets and other types of travel. On the other hand, the Sapphire Reserve gives you 3X points on all travel purchases.

Which credit card is best gold or platinum?

Platinum cards give higher minimum credit limits than gold cards, which can be a bonus if you spend a lot on credit and can responsibly manage your credit card payments. Platinum cards charge higher annual fees than gold cards offered by the same provider.

How do you get the 100k Amex Platinum offer?

American Express Platinum 100K Offer
You only have to spend $5,000 in the first 3 months to earn the full 100,000-point bonus. Taking the extra minute to prequalify for this bonus means you can earn a bonus worth $400 more than the standard 60,000-point bonus. Plus, the minimum spending requirements are identical.

Does Amex gold card build credit?

Charge cards, which include both the personal and business versions of the Amex Platinum Card, Amex Gold Card and Amex Green Card, don't have a preset credit limit. Note that Amex will still report your statement balances to the credit bureaus, even if they don't affect your credit score.

Can you carry a balance on Amex Platinum?

The AMEX Platinum card is a charge card, meaning you can't carry a balance to the next billing period. You have to pay your card balance in full every month.

Does Amex Gold have a limit?

American Express Cards DO Have Spending Limits. If you carry a classic American Express Green, Gold, or Platinum card, or any other credit card that has no pre-set spending limit, you probably know this doesn't mean your card has no limit at all.

Is Platinum better than gold?

Platinum is more expensive because it is rarer and mined much less than gold. Only 160 tons of platinum are mined annually, as opposed to 1,500 tons of gold. Also, platinum is more dense than gold, so the same ring will weigh significantly more in platinum than in gold (and precious metals are priced by weight).

How hard is it to get an AMEX gold card?

Summary of the American Express Business Gold Card
Getting the American Express® Business Gold Card isn't difficult if you have a credit score of at least 670, consistent income, and positive payment history with at least one other credit card.

Is Amex gold card worth it?

The Annual fee is Steep. For folks who maximize the American Express® Gold Card's annual credits and spend plenty in the card's bonus categories, the card is worth every penny, even at $250. But for those who can't, a card with comparable rewards — hold the annual fee — is a smarter choice.

How much money is on a platinum credit card?

Typically, the annual fee of platinum credit cards varies in between $99 to around $300, although it can be higher. Rewards program. Pay attention to how many points you stand to earn per dollar spent.

Is it worth getting an AMEX gold card?

Is the Amex Gold card worth it? The American Express Gold card offers the highest combined rewards rate you can find on both U.S. supermarket and restaurant purchases – making it ideal for foodies. Plus, it comes with several travel protections and credits that can help offset its high annual fee.

What is the Gold Card?

The Gold Card is Harris County's healthcare financial assistance for low-income Harris County residents. Although patients with Gold Cards receive fewer benefits than those with traditional health insurance plans, the Gold Card is still a lifeline, making medications and clinic visits more affordable.

Which Amex card is the best?

Best American Express Cards
  • Amex EveryDay Credit Card. Best Overall, Best With No Annual Fee, Best for Balance Transfers, Best for Cost-Conscious Travelers, Best for Financing Large Purchases, Best With Low APR.
  • Blue Cash Everyday Card from American Express.
  • American Express Blue Business Cash Card.
  • The Platinum Card from American Express.

How do I maximize my Amex gold card?

5 ways to maximize your American Express® Gold Card benefits
  1. Make sure you qualify for the welcome offer.
  2. Use your rewards benefits, including airline fee and hotel credits.
  3. Consider transferring Membership Rewards® points to participating programs.
  4. Don't overlook the lesser-known travel perks.

Do you get a free Gold Card with Amex Platinum?

Amex Gold Cards can be added for free. Amex Platinum Cards cost $175 for the first 3 authorized users and then $175 per card after that.